Executive Summary

Dear Friend,

If you are typical, you spent a lifetime accumulating your wealth. It should belong to you and your family. Right? But it doesn’t. Like it or not, you have a partner—the IRS. As a matter of fact, starting at $3 million, the IRS will grab 55 cents (assuming you die after 2010) out of every dollar for estate taxes.

Scary!

The real horror story is that your family may have to sell off assets, which you would like to keep in the family, to pay estate taxes. But it doesn’t have to be that way. You can have the power to painlessly neutralize the estate tax.

Unquestionably, when you are wealthy, saving estate taxes—or better yet, eliminating them—is a worthy target. Yet, unless you decide to give all or a portion of your wealth to charity, eliminating the estate tax is a target that few people know how to hit.

Let's define "wealthy": You are irrevocably in the highest income tax bracket and estate tax bracket.

Think about it. With the top estate tax bracket at 55 percent (in 2011), each additional $1 million of wealth you accumulate, moves the no-estate-tax target $550,000 further away.

So, the main focus of this executive summary (and this website) is not trying to eliminate the estate tax. True, substantially cutting the amount of estate tax you could lose to the IRS is part of our overall plan, but not our focus.

Then what is our focus? Wealth. Your Wealth. Whether you are worth $5 million. $50 million. $500 million. Or much more. Remember, the estate tax is a death tax.

Because of this, the best way to pinpoint our focus is to "guesstimate" the amount of your wealth on the day you get hit by the final bus. Why? That wealth number—though unknown—will be the real number on which your estate tax liability will be determined.

Challenging isn't it? You must plan to hit a target that can't be seen. Nor even exists.

THE THREE BASIC TRUTHS
For years this website has been preaching three basic truths:

1. You can pass all your wealth (every dime of it) to your family intact, with all taxes—if any—paid in full.
2. You can control your assets—including your business—for as long as you live.
3. You can use a tax-free environment to create wealth so you can increase the amount of wealth your family (typically your children and grandchildren) gets after you are gone, instead of losing any of your increased wealth to the IRS. A properly designed Wealth Transfer Plan (as explained on this website) takes advantage of all three of the Basic Truths.

Stop for a moment. Write down two numbers. First, the amount of your wealth today. Right now. Don't worry about being precise. The number will change anyway. Second, take a stab at what the number might be on the day you will go to the big business in the sky. Without a proper plan about 50 percent of your wealth will go to your family. The other half will be lost to the IRS.

Unacceptable!

—Using a proprietary System—

This website shows you how to get every dollar of your final wealth to your family. ALL of it.

Let's be specific. If you are worth:

• $7 million - $7 million to your family.
• $77 million - $77 million to your family.
• $777 million - $777 million to your family.

Go ahead. Fill in your number. I know it's a guess. But as you will see—as you read the rest of this website—we show you how to successfully deliver ALL your wealth to your family.

Yes, including your business…your real estate…your other investments… and your other assets, whatever they might be. And whether you are young or old. Single or married. Insurable or not.

How do we do it?

Maybe a better question is how can there be such a big difference? (Between a traditional estate plan — what you probably have now — and the plan you will learn how to implement on this website.) In one case the IRS gets half. In the other case your family keeps ALL the wealth.

Based on my 51 years of experience, here's the reason the IRS wins so often. If you recently went to an estate planner — typically a CPA, lawyer, insurance consultant, or financial planner — you'll relate to the reason. Armed with a computer program, the planner estimates what your wealth might be when you go to your reward. The program is driven by your estimated life expectancy, inflation, estimated after-tax earnings and what you might spend. Good stuff. For example, a popular computer program, using the typical assumption for a husband and wife (both 60 years old), predicts that a present $4 million in assets will grow to $17 million in 28 years (the life expectancy of the last to die of the two 60-year-olds). The program estimates the estate tax liability at $8.3 million.

Then the program suggests various tax strategies to reduce (but not eliminate) that $8.3 million whopper of an estate tax liability. At best, the IRS gets a big pay day at the expense of your family.

We don't use computer programs. Instead, our focus, approach and results are totally different. Following is an overview of how Our System keeps your wealth in the family.

1. Freeze estate. We freeze the value of your assets for estate tax purposes (some of the wealth-saving and wealth-preserving strategies we use are shown in the parenthesis that follow). You continue to have absolute control your assets — including your business — for as long as you live.
2. Reduce the value of specific assets for tax purposes. (a) a QPRT (qualified personal residence trust) for your residence; (b) a GRAT (grantor retainer annuity trust) or IDT (intentionally defective trust) for your business; (c) a FLIP (family limited partnership) for other assets—typically real estate, publicly held stock, bonds, and other investments; and (d) proper valuation of your family business (taking discounts allowed by the tax law).
3. Get into a tax-free environment. There are two basic tax-free environments: (a) life insurance (earnings on the cash surrender value of life insurance are tax-free) and charity (a charitable lead trust or a charitable remainder trust). The idea is to get into one or both of these environments as quickly as possible. Then, you can ride the tax-free gravy train for as long as you live. And often, your family will continue the ride even after you pass on.
4. Create wealth using the government's money. For example, burn a $100 bill. It's gone. Out of your estate. In the 55 percent estate tax bracket, you burned $55 of the IRS' money and $45 of your money. The idea is to buy life insurance (actually, if done right, the IRS pays 55 percent of the premium) and keep the policy proceeds out of your estate (the policy should be owned by an irrevocable life insurance trust, a family limited partnership or an intentionally defective trust). If you have money in a qualified plan — 401(k), IRA, pension or profit-sharing plan — use a strategy (subtrust) where the IRS pays about 75 percent of the premium. Or a new strategy (premium financing) allows you to buy large amounts of insurance (usually, $5 million to $50 million, but could be more) without actually paying cash premiums.
5. Make the final test. Ask this question: Will my family wind up with ALL my wealth?… all tax — if any — paid in full? If the answer is not an unequivocal "YES," your estate planning is not done.

If you flunked the "final test" (5. above), here's what you should do: (1) get a second opinion); or (2) read the full tutorial letter; or (3) call Irv Blackman (847-674-5295). I'll listen.

THE SYSTEM IS A TIME SAVER
The System is not only a tax-saver and wealth-creation wonder-worker, it is an efficient time saver. In practice, The System streamlines the entire process of Wealth Transfer and related areas.

Typically, the amount of time it will take to complete your Plan — unless you just love to “schmooze” — will run from 4 to 12 hours. And that’s from beginning to end (all documents signed), most in 15-minute to 1-hour sessions on the phone.

Irv Blackman has written a Special Report — titled, "Insider Secrets of How to Win the Estate Tax/Business Succession Game… Every Time" — to supplement what you have learned in this Executive Summary. The Report continues your education.

Within the next few minutes you could be reading The Special Report and starting your own Wealth-Saving and Wealth-Creation Plans.

Since you may still be skeptical that The System and the Report can do everything we've told you they will do, we would like to assume the entire risk by giving you...

A 90-Day Guarantee! Read, study and use the Report. If you aren't fully convinced it does everything we've described here, just tell us and we'll immediately refund your full $29.77. No questions asked.

Actually the regular price of the Report is $49.00. But you must act quickly. We can only guarantee to hold the $29.77 price for the next 24 hours.

Don't wait. Take a minute now to complete the order form. You’ll also receive two Bonuses that are perfect companions for the Report: Bonus #1 is “Yes, the Size of Your Wealth Counts -- An Insider’s Wealth Transfer Checklist.” Bonus #2 is “Yes, the System Works for the Little Guy.”

Get started on creating your Wealth Transfer Plan that will keep every penny you worked so hard to earn in your family’s pocket, instead of losing it to the IRS.

Untaxingly yours,

Irv Blackman
President ILB Enterprises, Inc.

Click Here for Secure Ordering

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